Terms of Use – Legal Statement

Effective Date: August 6, 2025

Last Updated:   August 6, 2025


By using this website (http://www.fluentdecisions.com), you agree to the terms below, as well as any additional terms found on other pages of this site, in our services, contracts, or service agreements.

We may update these terms at any time. Changes will be posted in the appropriate locations. Continued use of our websites, services, or products means you accept the updated terms.


Governing Law
This website, along with related sites, social media, and apps, is governed by the laws of the State of South Carolina and the United States of America.


Our Commitment
Fluent Decisions is dedicated to helping visitors, clients, and partners make informed choices. We operate with honesty, aim to add value, and embrace innovation.


Copyright & Intellectual Property
All content on this site is protected by copyright, trademark, and other intellectual property laws. All rights are reserved by Fluent Decisions or the respective content owners.


No Warranties
The information, services, and products provided through this site (and any related platforms) are offered “as is” without warranties of any kind. We make no guarantees that:

  • The site or related services will be uninterrupted or error-free
  • Defects will be corrected
  • The information provided will be accurate, reliable, or free from harm

We disclaim all implied warranties, including those of merchantability and fitness for a particular purpose.


User Submissions
By posting or submitting any material (comments, blog entries, photos, videos, etc.) on this site, related sites, social media, apps, or communication tools, you confirm that:

  1. You own the material or have permission from the owner to share it
  2. You are at least 13 years old


You grant Fluent Decisions a royalty-free, perpetual, irrevocable, worldwide license to use, copy, modify, distribute, sell, display, and create derivative works from your submission in any medium, for any purpose. This includes the right to use your name, email address, or screen name when identifying you as the author.


Contact Us
If you have any questions about this Terms of Use – Legal Statement, contact us:


Fluent Decisions
701 Gervais Street, Suite 150-157
Columbia, SC 29201
info@fluentdecisions.com
803-615-3030